As part of the commitment to improve financial wellbeing in the MOD, Joining Forces Credit Unions are now available to civilian staff as well as the military.
Credit unions are not-for-profit financial cooperatives that provide a range of savings and loan products to their members. They incentivise strong financial wellbeing by encouraging saving, as well as being ethical lenders that can provide lower interest rates than high street lenders.
There are three Credit Unions available to military and civilian MOD staff under the Joining Forces banner. You can find out more about what Credit Unions are, and about the three different types, on Discover My Benefits.
Discover My Benefits is regularly updated with the latest benefits and support available to both MOD civilians and those in the Armed Forces. It’s the place to go to find out the benefits you are entitled to and how to access them.
A survey is currently being run to find out what users think of the site, and to identify any areas of improvement to make the experience of using Discover My Benefits better. If you visit the site and spend a bit of time on there, you may be asked to complete the survey - it would be really helpful if you could take the time to give your views.