This Money Helper (Money & Pensions Service) guide is for you if you need access to credit but you can’t use a mainstream lender and you don’t want to use a payday loan or other forms of high-cost credit. When you read it, you’ll know:
- how credit unions work and how they can help you
- how to join a credit union
- what other sources of fair and affordable credit might be available to you.
More information can be found on the Money Helper website at https://www.moneyhelper.org.uk/en/everyday-money/credit
For the Service community, there are three MOD-endorsed credit unions - see https://www.joiningforcescu.co.uk/