December 11, 2025

First Defence Finance: Top Christmas Discounts for the Military


Top Christmas Discounts for the Military

The Christmas rush is officially here. The shopping lists, the family visits, the hunt for the perfect gift at the perfect price.

The good news is you don’t have to do it alone. The MOD has partnered with First Defence Finance, a credit union providing savings and loans the military community. Opening an account with them gives you access to their discount platform packed with offers that help you stretch your winter budget.

From food to gifting, we’ve pulled together some of the best festive deals to make the season a little brighter and a lot more affordable.

Gifts for Everyone

Whether you’re buying for family, friends, or Secret Santa, you can find the right gift for anyone with a little discount.
  • Virgin Experiences 15% off
  • Argos 7% off
  • Adidas 11% off
  • H.Samuel 7.50% off
  • ASOS 6% off
  • Harvey Nichols 7% off
Gifts For Her:

From little luxuries to thoughtful treats, these brands are ideal for mums, partners, sisters or friends who deserve something special.
  • White Company 9% off
  • Swarovski 15% off
  • Treatwell 15% off
  • Mango 5% off
Gifts For Him:

Tech, sport, style — here are the go-to discounts for gifts he’ll actually want (and use).
  • Football stadium tours 10% off
  • Currys 6.7% off
  • JD Sport 7% off
  • Slater Menswear 10%
Kids Gifts & Toys

Make the magic happen for less. These discounts cover the big presents, the small surprises, and everything in between.
  • Hamleys 10% off
  • Funko 10% off
  • Roblox (gift card) 7% off
  • The Entertainer 4% off
Experience Gifts

For the people who prefer memories over “things.” Theatre, events, restaurants, days out are a great gift for couples, friends, and hard-to-buy-for relatives.
  • Theatre tokens 8.50%
  • See Tickets 10% off
  • Merlin Attractions 15% off
  • Restaurant card 9% off
  • Ticketmaster 4% off
Food, Drink, & Supermarket Savings

Festive food adds up fast. These supermarket deals help keep Christmas dinner, and all the snacks before it, budget-friendly.
  • Tesco 4% off
  • Sainsburys 4.5% off
  • Asda 4% off
  • M&S 6.5% off
  • Morrisons 4% off
  • Waitrose 4% off
Home & Décor

From cosy winter scents to holiday hosting essentials, these discounts help refresh your home for the festive season without overspending.
  • T K Maxx 7% off
  • B&M 6% off
  • Rituals 8% off
  • Jo Malone 5% off
  • IKEA 6% off
Stocking Fillers & Last-Minute Gifts

Quick treats, small surprises, and easy wins. Perfect for Secret Santa, colleagues, and anyone you forgot (we won’t tell).
  • Lush 7% off
  • WH Smith 6% off
  • Waterstones 4% off
  • Bloom & Wild 20% off
  • Boots 6% off
How to Access Your Discounts

If you are already a First Defence Finance member, and saving directly from your payroll, you can activate your discount platform in a few quick steps. Just go to, www.firstdefencefinance.vivup.co.uk and click “register” on the bottom of the page to get access!

Not yet a First Defence Finance member?

Sign up to save a small amount from your military payroll before it hits your bank, and you’ll gain access to over 800+ online and high street discounts just like these.